tag:blogger.com,1999:blog-37710952063321224222023-11-15T07:27:01.097-06:00MoneySmartLiving BlogMoneySmartLivinghttp://www.blogger.com/profile/15683502974042449735noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-3771095206332122422.post-71080382792025733472015-04-12T12:52:00.000-05:002015-04-12T12:52:08.600-05:00I'm going to live how long!!!???<div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif; font-size: 9pt;">People
are living longer and longer lives, and their lives are more
enjoyable and productive for longer. But we, in our mind's eye, often
get stuck in the perception of frailty, incompetence, and dependence.</span></div>
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<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">We
really misunderstand how long we will live. Four out of ten of us
underestimate our life expectancy by more than five years and an
additional two in ten miss it by two to four years.</span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 8pt;">*</span></span></div>
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<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">The
reality is that a 70-year-old is more likely to live to 90 than a
60-year-old! </span></span>
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<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">For
those of us who reach 65, half will live beyond 86.4 years!! One of
every ten men reaching 65 will live to 93; one of every ten women
reaching 65 will live to 96!! No wonder so many senior citizens are
saying, “If I had any idea that I would live so long, I would have
planned better.”</span></span></div>
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<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">WOW!!!
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<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Now
is the time to plan for the future--seriously plan. You can actually
design and create for yourself a second life beyond just working, a
new life of fulfillment and satisfaction, being and doing what you
really want! </span></span>
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<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">What
can you do? Little things can make a big difference.</span></span></div>
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<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;"><u>Create</u></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">:</span></span></div>
<ul>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">A
whole new life in retirement--it's a new set of choices!</span></span></div>
</li>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">A
new career, full-time or part-time.</span></span></div>
</li>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">A
new lifestyle; Clothing, look, daily routine, outlook, friends,
hobbies, exercise, etc.</span></span></div>
</li>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">A
new home, city, state, even country!</span></span></div>
</li>
</ul>
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<div style="margin-bottom: 0in; margin-left: 0.25in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;"><u>Health</u></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">:
One of the biggest expense areas for seniors</span></span></div>
<ul>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Food:
Continue to adjust the quality and quantity the food you eat.</span></span></div>
</li>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Exercise:
Continue to exercise (2.5 hours brisk exercise/week can add three
to five years of life expectancy)</span></span></div>
</li>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Sleep:
Get enough (probably more than you are getting)</span></span></div>
</li>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Stress:
Reduce it, have fun</span></span></div>
</li>
</ul>
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<div style="margin-bottom: 0in; margin-left: 0.25in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;"><u>Financial</u></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">:</span></span></div>
<ul>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Debt:
Reduce, eliminate, don't add</span></span></div>
</li>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Fund
your future: Utilize 401k (etc.), IRAs, etc.</span></span></div>
<ul>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Use
a financial advisor: studies show you'll double your returns</span></span></div>
</li>
</ul>
</li>
<li><div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Plan
ahead: You can always adjust a plan and plan for disasters. It is
difficult to adjust to a disaster after it happens</span></span></div>
</li>
</ul>
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<div style="margin-bottom: 0in; margin-left: 0.19in; text-indent: -0.19in;">
<span style="color: black;"><span style="font-family: Verdana, sans-serif;"><span style="font-size: 8pt;">*
"Key Findings and Issues; Longevity: 2011 Risks and Processes
of Retirement Survey Report." </span></span></span><span style="color: black;"><span style="font-family: Verdana, sans-serif;"><span style="font-size: 8pt;"><i>Soa.org.</i></span></span></span><span style="color: black;"><span style="font-family: Verdana, sans-serif;"><span style="font-size: 8pt;">
Society of Actuaries, Jun. 2012; Carson, Sharon. "Longevity: How
long is the journey through retirement?" </span></span></span><span style="color: black;"><span style="font-family: Verdana, sans-serif;"><span style="font-size: 8pt;"><i>Jpmorganfunds.com</i></span></span></span><span style="color: black;"><span style="font-family: Verdana, sans-serif;"><span style="font-size: 8pt;">.
J.P Morgan, RI/LONGEVITY, Sep. 2013. </span></span></span>
</div>
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<span style="color: black;"><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;"><u><b>Warren's
Perspective</b></u></span></span></span><span style="color: black;"><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;"><b>:</b></span></span></span></div>
<div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Wow!!
Shifting my thinking from dying at age 76 or 78 to living to 86.4 and
beyond is a very different experience. That's another 10 years! That
opens up all kinds of opportunities. Retirement is not just
retirement--it's really a whole new life, a whole new set of choices,
an entirely new freedom that we've never had before! It's exciting
and huge.</span></span></div>
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<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;"><b>What
are your perspective and thoughts? </b></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Please
share them with us below. </span></span>
</div>
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<div style="margin-bottom: 0in;">
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<div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: x-small;">Create
a vision beyond today, and then we can make it a workable achievable
plan. Do it NOW!</span></span></div>
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<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">CALL
(816-861-7449) or </span></span><span style="color: navy;"><span lang="zxx"><u><a class="western" href="mailto:warren@moneysmartliving.com"><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;"><span lang="en-US">EMAIL</span></span></span></a></u></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">
(warren@moneysmartliving.com) to get started NOW! </span></span>
</div>
<div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">We
never charge for our first visit! </span></span>
</div>
<div style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">Set
a time to get your team aligned and your plan going!</span></span></div>
<div style="margin-bottom: 0in;">
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</div>
<div align="CENTER" style="margin-bottom: 0in;">
<span style="font-family: Verdana, sans-serif;"><b>The
rest of your life starts R</b></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 13pt;"><b>I</b></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: medium;"><b>G</b></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 15pt;"><b>H</b></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 16pt;"><b>T
</b></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 17pt;"><b>N</b></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 19pt;"><b>O</b></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 20pt;"><b>W</b></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 22pt;"><b>!</b></span></span></div>
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<div style="margin-bottom: 0in;">
<span style="color: navy;"><span lang="zxx"><u><a class="western" href="http://www.moneysmartliving.com/"><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">www.moneysmartliving.com</span></span></a></u></span></span><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">
for more details </span></span>
</div>
<div style="margin-bottom: 0in;">
<span style="color: navy;"><span lang="zxx"><u><a class="western" href="http://www.facebook.com/MoneySmartLiving"><span style="font-family: Verdana, sans-serif;"><span style="font-size: 9pt;">www.facebook.com/MoneySmartLiving</span></span></a></u></span></span></div>
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MoneySmartLivinghttp://www.blogger.com/profile/15683502974042449735noreply@blogger.com0tag:blogger.com,1999:blog-3771095206332122422.post-80915821642108888092013-12-20T13:45:00.001-06:002013-12-20T13:45:20.442-06:00In the spirit of the Holidays, I have posted on my Facebook account a letter you will appreciate. You can access it just to the right of this posting.<br />
<br />
Happy Holidays to one and all. <br />
And may our next year be the best and brightest imaginable!!<br />
<br />
Love, WarrenMoneySmartLivinghttp://www.blogger.com/profile/15683502974042449735noreply@blogger.com0tag:blogger.com,1999:blog-3771095206332122422.post-44271638958817603612013-11-10T12:54:00.000-06:002013-11-14T19:00:35.705-06:00Welcome to our new blog!<br />
<span style="font-family: Verdana, sans-serif;">We expect to be posting 2 blogs each week by mid November.</span><br />
<span style="font-family: Verdana, sans-serif;">Please check back soon and share your comments.</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Warren</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;"><a href="http://www.moneysmartliving.com/">Check our website</a></span><br />
<br />MoneySmartLivinghttp://www.blogger.com/profile/15683502974042449735noreply@blogger.com0